Home insurance tailored to your needs

Home insurance tailored to you

At Lightstone Property, we recognise that every home is unique, and so are your insurance needs. That's why we've partnered with some of South Africa’s leading insurance providers to offer customised homeowner insurance. With our trusted partners, you’ll receive the coverage you need to protect your home, along with a host of additional benefits. Whether you're seeking comprehensive protection for your property or coverage for specific risks, you'll find the right solution here.

Save guard your home and valuables with SA’s top insurers

Investing in home insurance to means investing in the stability and wellbeing of your family tomorrow.

Everything you need to know about home insurance

When we talk about home insurance, we refer to two types of cover: building insurance and home contents insurance. Building insurance covers the structure of your home in case it is damaged by an earthquake, flood, or fire. This includes the walls, roof, outbuildings, carports, swimming pool, geyser, and more. Home contents insurance, also referred to as homeowners' insurance, covers everything inside your home, from your furniture and appliances to your clothes, food, bedding, and more.

Get more value for your money

Depending on which of our preferred insurers you select you can enjoy benefits like:

Saving up to 15%

Saving up to 15% when you bundle your comprehensive car insurance.

Saving up to 10%

Save 10% when you bundle comprehensive car insurance with buildings cover.

Tailored Insurance for 50+

Tailored insurance for customers who are over the age of 50.

Donate with your insurance

Joining the fight against Gender Based Violence, where a portion of your comprehensive vehicle insurance premium is donated to a foundation.

All-in-One Coverage

Incredible bundles to cover the things you really need to cover like your home, phone and laptop.

24/7 Emergency Assist Benefit

Our cover automatically includes emergency home assist but can be enhanced with roadside assist, when you bundle with your car insurance.

What is portable possessions insurance?

Portable possessions cover protects the items you leave the house with. This could be anything from cell phones and tablets to laptops, jewellery and sunglasses. Should any of these items be stolen, lost or damaged portable possessions insurance will cover the cost of fixing or replacing them.